Our Services Association Services

AssociationServices.

What contracted police and fire associations and their members receive through BCN.

For members

Included With Membership

Financial Plans

Base-level financial plans, pension calculations and estimates, and scenario testing. Advanced planning is available for an additional fee.

Retirement Applications

We fill out and file your service, industrial disability or service pending retirement application with you, step by step.

Survivor Options

Help choosing your CalPERS survivor option before you retire.

Service Credit Buyback

Cost and payback analysis before you buy service credit.

Sick Leave Conversion

How your unused sick leave adds to your service credit at retirement.

Community Property Analysis

How a pension and other retirement accounts are divided in a divorce.

Benefits and Claims

Help understanding your benefits and filing claims.

Workers’ Comp Guidance

Help through the workers’ comp process, from reporting an injury to returning to work or retiring.

CalPERS Compensation Denials

Help when CalPERS denies pay items as reportable compensation.

Survivor Benefits

Death claims and survivor benefits for families.

Living Trusts at Member Pricing

An attorney-drafted living trust portfolio at the member rate.

Lifetime Membership

Membership continues for life after you retire, whether you were a member for one day or 30 years.

Investment management is also available to members. Ask an advisor about fees.

For members and associations

Member
Education

Presentations for your members on:

  • Investing
  • Your pension
  • Deferred comp (457)
  • Financial wellness
  • Estate planning
  • Life insurance
  • Planning at every stage of your career

Coming in 2027Live seminars for member associations.

For executive boards

Support
For Your
Association

  • MOU reviews: how your MOU’s pay items and language line up with the Public Employees’ Retirement Law (PERL) and CalPERS rules
  • Executive board meetings on benefit questions
  • Line-of-duty death packet preparation
  • 457 deferred comp: RFP guidance and plan education, including self-directed brokerage windows

Line-of-Duty Death

Support for the department and the family

  1. 1

    Before

    We help your board prepare the LODD packet so wishes and contacts are on file.

  2. 2

    If It Happens

    We work in the background with the department and the family to coordinate CalPERS and benefit resources.

  3. 3

    After

    Death claims, survivor benefits and long-term planning for the family.

Member pricing

Living Trusts

Living trust portfolio$1,500

Member rate for members and their families. Non-members $2,000. Includes attorney drafting and review, delivery, and complimentary notarization when available.

Grant deed processing
  • Primary residence $50
  • Additional California property $125 each

Recording fees charged by the county are separate.

Estate planning details

Your association

Is your association contracted with BCN?

Call (510) 769-1088 and we’ll check, or ask about adding BCN for your members.

Investing involves risk, including possible loss of principal. Legal services for living trusts are provided by an independent estate-planning attorney.

Talk with us

Talk With A
BCN Advisor.