Our Services Association Services
AssociationServices.
What contracted police and fire associations and their members receive through BCN.
For members
Included With Membership
Financial Plans
Base-level financial plans, pension calculations and estimates, and scenario testing. Advanced planning is available for an additional fee.
Retirement Applications
We fill out and file your service, industrial disability or service pending retirement application with you, step by step.
Survivor Options
Help choosing your CalPERS survivor option before you retire.
Service Credit Buyback
Cost and payback analysis before you buy service credit.
Sick Leave Conversion
How your unused sick leave adds to your service credit at retirement.
Community Property Analysis
How a pension and other retirement accounts are divided in a divorce.
Benefits and Claims
Help understanding your benefits and filing claims.
Workers’ Comp Guidance
Help through the workers’ comp process, from reporting an injury to returning to work or retiring.
CalPERS Compensation Denials
Help when CalPERS denies pay items as reportable compensation.
Survivor Benefits
Death claims and survivor benefits for families.
Living Trusts at Member Pricing
An attorney-drafted living trust portfolio at the member rate.
Lifetime Membership
Membership continues for life after you retire, whether you were a member for one day or 30 years.
Investment management is also available to members. Ask an advisor about fees.
For members and associations
Member
Education
Presentations for your members on:
- Investing
- Your pension
- Deferred comp (457)
- Financial wellness
- Estate planning
- Life insurance
- Planning at every stage of your career
Coming in 2027Live seminars for member associations.
For executive boards
Support
For Your
Association
- MOU reviews: how your MOU’s pay items and language line up with the Public Employees’ Retirement Law (PERL) and CalPERS rules
- Executive board meetings on benefit questions
- Line-of-duty death packet preparation
- 457 deferred comp: RFP guidance and plan education, including self-directed brokerage windows
Line-of-Duty Death
Support for the department and the family
- 1
Before
We help your board prepare the LODD packet so wishes and contacts are on file.
- 2
If It Happens
We work in the background with the department and the family to coordinate CalPERS and benefit resources.
- 3
After
Death claims, survivor benefits and long-term planning for the family.
Member pricing
Living Trusts
Member rate for members and their families. Non-members $2,000. Includes attorney drafting and review, delivery, and complimentary notarization when available.
- Primary residence $50
- Additional California property $125 each
Recording fees charged by the county are separate.
Your association
Is your association contracted with BCN?
Call (510) 769-1088 and we’ll check, or ask about adding BCN for your members.
Investing involves risk, including possible loss of principal. Legal services for living trusts are provided by an independent estate-planning attorney.

